Our Client Approach

Oakworth Capital is a financial services firm focused on providing custom banking and wealth management solutions to each client through a single, experienced client advisor. The advisor coordinates a multi-disciplinary team based on the unique needs of each client resulting in a comprehensive approach to their financial needs. Professionals with expertise in private banking, commercial banking and wealth management/trust collaborate to understand the goals of each client, and then develop tailored strategies and solutions. Our goal for every client is to exceed their expectations. Because Oakworth Capital is more narrowly focused on successful individuals and families as well as their commercial interests, our advisors can deliver a level of service not available in a traditional banking or wealth management firm.

Private Banking
Oakworth Capital offers a complete range of Private Banking products and services including deposit, lending and cash management solutions. Through experience and expertise, our Client Advisors serve as a single point of contact to provide the highest level of personalized service. Client Advisors meet with each client to understand their financial values and goals, then tailor financial solutions that are appropriate and consistent. Clients will also enjoy convenient access to funds, ease of transferring funds between accounts, and customized credit solutions. The primary benefit is the single point of contact for each client ensuring tailored solutions and a timely response to any need or request.

Commercial Banking
At Oakworth, the focus of our commercial banking offer is to provide best in class service to meet the needs of commercial, industrial, and professional business clients. Taking the time to understand our clients business allows us to effectively tailor strategies, assisting our clients in exceeding their financial goals. Our commercial banking offering is complete, creative, and flexible - enabling our clients to grow their business, and pursue new opportunities.

Wealth Management
Oakworth Capital takes a comprehensive, holistic approach to meeting its clients' specific trust and wealth management needs. Our seasoned advisors serve in an objective manner to assist our clients in managing their assets not only for today, but for generations to come. We strive to preserve the dollars invested, maximize liquidity, and generate a competitive rate of return with our disciplined approach, which tailors portfolios using an optimal mix of both internal and external investment alternatives.