Common Cents for March 30, 2018 (I hope it is Common Sense)

March 26, 2018, by John Norris

During the Q & A session of my public speaking engagements, I have been known to be the one asking the questions. There is one in particular I like: “what was the primary cause of the financial meltdown in 2008?” As you might imagine, I hear/get all kinds of responses, usually of the low-hanging fruit variety: predatory lending practices, Wall Street greed, Main Street stupidity, the ratings organizations not doing their jobs, Fannie Mae and...

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The Oakworth Commitment

March 23, 2018, by Lindsey Owens Krausen

Oakworth began operation at the beginning of the Great Recession as interest rates were falling. During that period of falling rates, we were mindful that our clients count on us to pay competitive interest rates on their deposits.  We lowered deposit rates at the slowest possible pace while maintaining a prudent approach to managing our business. As I am sure you are aware, interest rates are rising as a result of the Federal Reserve raising...

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Travel Tips

March 19, 2018, by Lindsey Owens Krausen

Trent Green is our special guest giving our clients some great tips for spring and summer travel.  Trent is Oakworth's Managing Director, Treasury Management. Travel Tips Ah, Spring time…..warmer temps, pollen in the air and the beginning of travel season. Every year, March and April kick off an extended travel season for many of our clients. Whether that travel sends you to the beach, the lake, the mountains, the islands or overseas, the one constant...

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Common Cents for March 16, 2018

March 16, 2018, by John Norris

Section I Does anyone really like surprises? By that, I mean are there really people who want to wake up without any clue as to what the day might bring? The source of their next meal? Where they will sleep in the evening? With whom they will interact? The environment in which they will live? Is anyone so spontaneous, living so in the moment, they eschew all form of structure? To the point where any...

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Oakworth Capital Bank Adds Jennifer Shaw as Associate Managing Director, Talent and Leadership Development

March 12, 2018, by Lindsey Owens Krausen

Oakworth Capital Bank has announced that Jennifer Shaw has been named Associate Managing Director, Talent and Leadership Development for the company.  Ms. Shaw will lead efforts in the identification, recruitment, onboarding, training, and development of Oakworth associates.  Ms. Shaw joins Oakworth after over a decade in the healthcare industry, where she focused on talent and leadership development for various high-growth, public and non-profit companies. In the community, Ms. Shaw serves on the Board of Directors...

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Common Cents for March 9, 2018

March 9, 2018, by John Norris

Section I According to the University of Chicago’s Booth School of Business datasets, the number of publicly traded companies in the US has been falling like a stone, from a high of 7,439 in 1996 to 3,616 in 2017. Obviously, this has had some kind of an impact on the markets and benchmark index construction. But how much? Is it good or bad? What does it mean to the health of the US financial system?...

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SecurLOCK Equip™ Debit Card Controls

March 5, 2018, by Lindsey Owens Krausen

SecurLOCK Equip Debit Card Controls SecurLOCK Equip is an easy-to-use mobile app that puts the power to protect your debit cards in your hands.  Simply use the app to turn your card on or off in real time as needed. Or customize your card by setting permissions. SecurLOCK Equip features: Set up transaction alerts Control where your card can be used Turn your card off and on Set Merchant locations View recent transactions Here's how it works. Left...

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Common Cents March 2nd, 2018

March 2, 2018, by John Norris

Section I Yesterday, President Trump flummoxed the markets by announcing a 25% tariff on imported steel and a 10% one on aluminum. This morning, bright and early, the President was already hard at work on his Twitter account with the following: “When a country (USA) is losing many billions of dollars on trade with virtually every country it does business with, trade wars are good, and easy to win. Example, when we are down $100...

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