Common Cents on August 31, 2018

August 31, 2018, by John Norris

I absolutely loathe the capital gains tax. It is one of the worst tax laws ‘we’ have, as it inhibits the free flow of capital throughout the financial system. Period, and end of discussion. You can make whatever impassioned argument you want in favor of it; you can produce complicated spreadsheets purporting to show the financial efficacy of the capital gains tax all you want, and I will not waver in my distaste for it....

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American Banker names Oakworth Capital Bank the Best Bank to Work For in the Nation

August 28, 2018, by Lindsey Owens Krausen

Oakworth Capital Bank has been named to American Banker’s 2018 Best Banks to Work For, ranking first nationally. The ranking, which began in 2013, is a project of American Banker and Best Companies Group to recognize and honor the best banks to work for in the nation.  This is Oakworth’s second consecutive year to make the list. “We are honored to be recognized by the American Banker in this prestigious ranking”, said CEO Scott Reed. ...

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Episode 3 of Trading Perspectives Podcast

August 27, 2018, by Lindsey Owens Krausen

Episode 3: Pour Some Sugar On Me? Sin Taxes:  The price we pay for bad behaviors In episode 3 of Trading Perspectives, John Norris and co-host Sam Clement discuss the taxes on unhealthy goods and services.  How much is too much and should the government be able to dictate the food we eat?  This episode dives deep into the sugary products that sin taxes are placed on (in addition to alcohol and tobacco) and just how...

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Trusting Others to Take Control

, by John Norris

One of the more uncomfortable things to do is face your mortality. Talking about death, dying, and even physical and/or mental incapacity isn’t anyone’s idea of a good time. That is why many people put off estate planning as long as they possibly can. In a lot of ways, this is the financial equivalent of the proverbial ostrich burying their head in the sand. You can ignore the inevitable, but that doesn’t mean it isn’t...

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Common Cents for August 24. 2018? A Peach?

August 24, 2018, by John Norris

During an interview with Fox News’ Ainsley Earhardt this week, President Trump had this to say: “If I ever got impeached, I think the market would crash, I think everybody would be very poor, because without this thinking, you would see…you would see numbers that you wouldn’t believe in reverse.” This is an amazing thing for the President of the United States to say, for a lot of reasons. However, is it true? Hmm. Do...

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5 Ways to Make Your Debit Card Work for You

August 23, 2018, by Lindsey Owens Krausen

5 Ways to Get the Most from Your Oakworth Debit Card 1.  Did you know your Debit Card has Rewards? Scorecard Rewards is an easy-to-use reward program. Register your debit card to start earning points by using the card as credit during the transaction.  Reward points can be redeemed for thousands of items and services. Learn more and register your card here:  https://www.oakworthcapital.com/debit-card-rewards 2.  Mobile Wallet Capability Add your debit card to your Mobile Wallet on...

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Mobile Wallet Basics

, by Lindsey Owens Krausen

A Mobile Wallet is an app that can be installed on a smartphone to store payment information from your credit and debit cards.  Once your information is stored, you are able to use your device to make purchases. There are a number of different mobile wallets that are compatible with specific devices. Like a credit card, your mobile wallet will only work at retailers that accept your device as a payment method. The major mobile wallets...

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Debit Card Rewards

, by Lindsey Owens Krausen

Reward Yourself with Great Merchandise & Travel Rewards Did you know that you can earn 1 reward point for every 2 dollars you spend? You can then turn your purchases into amazing Merchandise, Travel or Experience rewards! ScoreCard Rewards has top name brand items, unbelievable vacation getaways, valuable services, and once in a lifetime experiences. ScoreCard has it all! ScoreCard is continually updating reward options so you'll have the latest and greatest rewards to choose from...

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Episode 2 of Trading Perspectives Podcast

August 20, 2018, by Lindsey Owens Krausen

Episode 2 of Trading Perspectives is now live. In this week's episode, John and Sam discuss the productivity of American workers and the impact of new technology on today's workforce. Listen here:  http://tradingperspectives.libsyn.com/ We are now featured on iTunes, the Apple Podcast app, Spotify, Tunein, Stitcher, and Google Play.

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Common Cents on August 17, 2018

August 17, 2018, by John Norris

Would you believe, as I type here on August 17th, the S&P 500 index is positive for the month? With all the wringing of hands and gnashing of teeth about Turkey, China, and even Elon Musk’s ill-advised tweets, you would think the US markets would be falling off a cliff, but they aren’t. No, international markets are, more specifically emerging markets. Although I have been in the investment industry for quite a while now, I...

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