Wealth Management

Common Cents & Cryptocurrencies on July 12, 2019

July 12, 2019, by John Norris

Long years ago, when I was four, my sister and I found a quarter outside a grocery/delicatessen named Browdy’s here in town. More appropriately, I saw said quarter on the ground, and my nine-year old sister pushed me out of the way to pick it up. No matter, as she bought a fistful of hard candies and bubble gum for us to share, and a candy bar for herself. At the time, I thought it...

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Common Cents & Fried Chicken on July 5, 2019

July 5, 2019, by John Norris

Not surprisingly, a fair number of people took a vacation day today in order to turn the 4th of July into a 4-day weekend. So, I thought it would be nice to provide lunch for the wealth management associates who didn’t do so. Having done this sort of thing numerous times in the past, I find it best not to take individual orders, and simply order something on which most people can agree. For instance,...

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1st Quarter Market Breakdown Conference Call

April 12, 2019, by Lindsey Owens Krausen

Oakworth Capital Bank would like to invite you to attend an open conference call hosted by Chief Economist, John Norris. John will be providing an overview of the US economy and financial markets for the first quarter of 2019, followed by an opportunity to ask questions. Date: Wednesday, Apr 17, 2019 Time: 4:00-4:30 Join by phone: +1-510-338-9438 USA Toll Access code: 623 326 528 (If you do not have an attendee ID#, press the #...

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Market Updates via Text Messaging

April 11, 2019, by Lindsey Owens Krausen

Receive Real-Time Market Updates on your Mobile Device Oakworth now has the ability to text!  We believe communication is very important and with all the volatility in the market in recent quarters, we want to give all our clients the option to receive information in real time. If you are interested in receiving exclusive market updates from John Norris, you can subscribe to our messaging list by texting INVESTOCB to 55222 or by reaching out...

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4th Quarter Economic Update

January 23, 2019, by Lindsey Owens Krausen

Investors overreacted during the 4th Quarter, but for understandable reasons. There has been a lot of ‘uncertainty’ in the markets, and no one likes uncertainty. Unfortunately, all these worries seemed to hit at a time when standard negative seasonal factors were at play. As a result, the markets were still wringing their collective hands after the somewhat usual bad October. In simple terms, the buyers just didn’t show up in November and December like they...

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Your 2018 Taxes: What to Expect

, by Lindsey Owens Krausen

It’s that time of year again.  Tax time.  Before you file your 2018 taxes, we wanted to share an overview of the key tax changes affecting individuals made by the Tax Cuts and Jobs Act of 2017. Although this is just a general overview, we found this article to be very beneficial in helping our clients understand some of the key changes. Taxpayers should anticipate some big changes when they file their 2018 federal income...

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Rethinking Retirement

, by Lindsey Owens Krausen

Retirement: Sounds great, right?  Traveling, taking those cooking classes you’ve always wanted to take, or even just the thought of relaxing sounds fantastic.  On the flip side, what will you do with all the extra time? Additionally, you could be missing out on valuable employee benefits and opportunities to continue expanding your financial horizons.  Although there are many perks to retirement, there are also many perks to postponing your retirement as well.  More and more...

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Dear John

, by Lindsey Owens Krausen

Chief Economist, John Norris, answers the most commonly asked questions. Dear John, What is your biggest prediction for 2019? My biggest prediction? I tend to compartmentalize things. For instance, I don’t have one favorite movie. Instead, I have a favorite comedy, a favorite drama, a favorite war flick, and so on. The same is true for restaurants; my favorite place for pizza, burgers, etc. For this reason, I don’t have just one big prediction. So,...

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Common Cents for November 2, 2018

November 1, 2018, by John Norris

The opinions expressed herein are those solely of John Norris, and do not necessarily reflect the views or opinions of Oakworth Capital Bank, its management, its ownership, or its associates. The $64,000 Question here at the end this week is: “who is going to win the midterm elections this upcoming Tuesday?” I am going to go out on a very short limb and say the media outlets will, as millions of us will tune into the...

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Incentive Trusts – Keeping a Steady Hand on the Tiller

October 24, 2018, by John Norris

How you chose to pass down your wealth to future generations is very important.  Whether it be children, grandchildren, or great-grandchildren, a strong legacy is a wonderful way to ensure the future success of your heirs.  However, establishing your estate plan can be extremely worrisome as the legacy you’ve established is no longer in your hands.  Many tend to worry that a large amount of money could encourage those left behind to make decisions you...

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