Common Cents & Revolution on April 5, 2019

April 5, 2019, by John Norris

Way back in the 1990s, when I was first studying for the appropriate (now) FINRA exams, I noticed something about the MSRB (Municipal Securities Rulemaking Board) rules, and others, as they pertained to the advisor/client relationships: if there is a gray area on anything, and I mean everything, the financial advisor gets the short-end of the stick. Period. So much so, I didn’t even bother reading a lot of the questions on the actual tests,...

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Episode 32 of Trading Perspectives

April 1, 2019, by Lindsey Owens Krausen

Wage Disparity:  The Gender Pay Gap Generally speaking, the women’s US Soccer Team performs significantly better than the men’s team. So why would the men continue to be compensated at much higher rate? In this episode John and Sam peel back the layers of the economic onion and dig into how compensation is calculated. Are women really compensated at a lower rate? If so, how will companies afford to close that gap in order to...

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Episode 31 of Trading Perspectives

March 25, 2019, by Lindsey Owens Krausen

Bexit:  An Irish Perspective Episode 31 of Trading Perspectives, features another special guest, David McGrath.  Being part of a true Irish family primarily residing in Ireland, David provides his personal perspective on the effects of Brexit.  Currently, David resides in Mobile, AL and is responsible for developing and managing wealth management relationships in South Alabama for Oakworth Capital Bank. Listen here:  http://tradingperspectives.libsyn.com/ Don’t have an iOS device?  We are also available on most major podcast outlets,...

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Common Cents & Krystal Burgers for March 22, 2019

March 19, 2019, by John Norris

Someone once asked me the difference between an economist at a university and one at an investment firm. Okay, I lie. A lot of people have asked me that over the years, as it is confusing. After all, you have one group of economists, like those at the Federal Reserve, looking at dot patterns, setting monetary policy, and devising complicated theories. On the flipside, you have folks, like yours truly, who discuss or analyze economic...

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Episode 30 of Trading Perspectives

March 18, 2019, by Lindsey Owens Krausen

Artificial Intelligence This week’s episode of Trading Perspectives features special guest Dave Driscoll.  Dave is Oakworth Capital Bank’s Chief Technology Officer and an expert on artificial intelligence.  We’ve all heard of Siri and Alexa, but AI is much larger than that.  So, what exactly is AI?  How long has it been around and what are the risks associated with it? Listen here:  http://tradingperspectives.libsyn.com/ Don’t have an iOS device?  We are also available on most major podcast...

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Common Cents & Soccer Balls for March 15, 2019

March 15, 2019, by John Norris

This week, the members of the US Women’s National Team (USWNT), soccer, filed a discrimination lawsuit against the US Soccer Federation (USSF) over the disparate pay between the USWNT and the US Men’s National Team (USMNT). The complaint in the United States District Court for the Central District of California – Western Division is 24 pages long, and has something along the lines 41 complaints. As with any legal complaint or legislative resolution, you can...

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SecurLOCK Equip™ Debit Card Controls

March 11, 2019, by Lindsey Owens Krausen

SecurLOCK Equip Debit Card Controls SecurLOCK Equip is an easy-to-use mobile app that puts the power to protect your debit cards in your hands.  Simply use the app to turn your card on or off in real time as needed. Or customize your card by setting permissions. SecurLOCK Equip features: Set up transaction alerts Control where your card can be used Turn your card off and on Set Merchant locations View recent transactions Here's how it works. Left...

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Travel Tips

March 11, 2019, by Lindsey Owens Krausen

Trent Green is our special guest giving our clients some great tips for spring and summer travel.  Trent is Oakworth's Managing Director, Treasury Management. Travel Tips Ah, Spring time…..warmer temps, pollen in the air and the beginning of travel season. Every year, March and April kick off an extended travel season for many of our clients. Whether that travel sends you to the beach, the lake, the mountains, the islands or overseas, the one constant...

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Episode 29 of Trading Perspectives

March 11, 2019, by Lindsey Owens Krausen

Universal Basic Income In episode 29 of Trading Perspectives, John and Sam talk about Universal Basic Income.  Universal = everyone. Basic = base or floor amount. Income = money from the government. As the name implies, UBI is a predetermined amount of money the government gives to each individual regardless of their ability or even willingness to work.  Who wouldn’t like that? Listen here:  http://tradingperspectives.libsyn.com/ Don’t have an iOS device?  We are also available on most...

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Common Cents & The UBI on March 8, 2019

March 8, 2019, by John Norris

Last week, I attempted to explain Modern Monetary Theory (MMT), and am not sure I did a good job doing so. Frankly, I am not certain how anyone could, save a smug so & so with a political agenda, and even that wouldn’t make sense. Then it dawned on me, and how! The perfect way to describe MMT to folks who don’t ordinarily read economic newsletters. Here it goes. Imagine there is this old, fat...

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